Loan mortgage – Tedxyouth Caltech http://tedxyouthcaltech.com/ Sat, 27 Aug 2022 09:13:45 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://tedxyouthcaltech.com/wp-content/uploads/2021/10/icon-5-120x120.png Loan mortgage – Tedxyouth Caltech http://tedxyouthcaltech.com/ 32 32 2022-08-25 | OTCQB: FMCC | Press release https://tedxyouthcaltech.com/2022-08-25-otcqb-fmcc-press-release/ Thu, 25 Aug 2022 14:16:13 +0000 https://tedxyouthcaltech.com/2022-08-25-otcqb-fmcc-press-release/ MCLEAN, Va., Aug. 25, 2022 (GLOBE NEWSWIRE) — Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing that the 30-year Fixed Rate Mortgage (FRM) averaged 5.55%. “The combination of higher mortgage rates and slowing economic growth is weighing on the housing market,” said Sam Khater, chief economist at […]]]>

MCLEAN, Va., Aug. 25, 2022 (GLOBE NEWSWIRE) — Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing that the 30-year Fixed Rate Mortgage (FRM) averaged 5.55%.

“The combination of higher mortgage rates and slowing economic growth is weighing on the housing market,” said Sam Khater, chief economist at Freddie Mac’ “Home sales continue to decline, prices are moderating and consumer confidence is weak. But, amid falling demand, there are still potential buyers on the sidelines waiting to re-enter the market.”

News Facts

  • 30-year fixed rate mortgage averaged 5.55% with an average of 0.8 points as of August 25, 2022, up from last week when it averaged 5.13%. A year ago at this time, the 30-year FRM averaged 2.87%.
  • 15-year fixed rate mortgage an average of 4.85% with an average of 0.8 points, up from last week when it averaged 4.55%. A year ago at this time, the 15-year FRM averaged 2.17%.
  • 5 Year Treasury Indexed Hybrid Variable Rate Mortgage (ARM) averaged 4.36% with an average of 0.4 points, down from last week when it averaged 4.39%. A year ago at this time, the 5-year ARM averaged 2.42%.

PMMS® focuses on conventional, conforming, fully amortized home purchase loans for borrowers who have 20% down and have excellent credit. Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following link for the Definitions. Borrowers may still pay closing costs which are not included in the survey.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our founding by Congress in 1970, we have made housing more accessible and affordable for buyers and renters in communities nationwide. We are building a better housing finance system for buyers, renters, lenders, investors and ratepayers. Learn more about FreddieMac.comTwitter @FreddieMac and Freddie Mac’s blog FreddieMac.com/blog.

MEDIA CONTACT:

Angela Waugaman

703-714-0644

Angela_Waugaman@FreddieMac.com

A photo accompanying this ad is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/24a8703a-22af-4267-b292-11eadc0c8b34

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2022-08-18 | OTCQB: FMCC | Press release https://tedxyouthcaltech.com/2022-08-18-otcqb-fmcc-press-release/ Thu, 18 Aug 2022 14:06:47 +0000 https://tedxyouthcaltech.com/2022-08-18-otcqb-fmcc-press-release/ MCLEAN, Va., Aug. 18, 2022 (GLOBE NEWSWIRE) — Freddie Mac (OTCQB: FMCC) today released the results of its Core Mortgage Market Survey® (PMMS®), showing that the 30-year Fixed Rate Mortgage (FRM) averaged 5.13%. “Inflation appears to have passed its peak, which has halted the rapid rise in mortgage rates that the housing market was experiencing […]]]>

MCLEAN, Va., Aug. 18, 2022 (GLOBE NEWSWIRE) — Freddie Mac (OTCQB: FMCC) today released the results of its Core Mortgage Market Survey® (PMMS®), showing that the 30-year Fixed Rate Mortgage (FRM) averaged 5.13%.

“Inflation appears to have passed its peak, which has halted the rapid rise in mortgage rates that the housing market was experiencing earlier this year,” said Sam Khater, chief economist at Freddie Mac’ absorb the cumulative impact of steep price and tariff increases that have led to a drop in affordability. As a result, over the rest of the year, buying demand will likely continue to slow, supply will increase slightly, and house price growth will slow.”

News Facts

  • 30-year fixed rate mortgage averaged 5.13% with an average of 0.8 points as of August 18, 2022, down from last week when it averaged 5.22%. A year ago at this time, the 30-year FRM averaged 2.86%.
  • 15-year fixed rate mortgage an average of 4.55% with an average of 0.7 points, down from last week when it averaged 4.59%. A year ago at this time, the 15-year FRM averaged 2.16%.
  • 5 Year Treasury Indexed Hybrid Variable Rate Mortgage (ARM) averaged 4.39% with an average of 0.3 points, down from last week when it averaged 4.43%. A year ago at this time, the 5-year ARM averaged 2.43%.

PMMS® focuses on conventional, conforming, fully amortized home purchase loans for borrowers who have a 20% down payment and excellent credit. Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following link for the Definitions. Borrowers may still pay closing costs which are not included in the survey.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our founding by Congress in 1970, we have made housing more accessible and affordable for buyers and renters in communities nationwide. We are building a better housing finance system for buyers, renters, lenders, investors and ratepayers. Learn more about FreddieMac.comTwitter @FreddieMac and Freddie Mac’s blog FreddieMac.com/blog.

MEDIA CONTACT:

Angela Waugaman

703-714-0644

Angela_Waugaman@FreddieMac.com

A photo accompanying this ad is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/25ddebac-748b-4fe6-bd4a-38cd9f9719c6

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The expertise of the key broker to obtain the right loan: Mortgage Choice https://tedxyouthcaltech.com/the-expertise-of-the-key-broker-to-obtain-the-right-loan-mortgage-choice/ Wed, 17 Aug 2022 10:45:37 +0000 https://tedxyouthcaltech.com/the-expertise-of-the-key-broker-to-obtain-the-right-loan-mortgage-choice/ The vast majority of Australians consider the expertise of brokers to be necessary to get the right loan, according to new figures released by Mortgage Choice. The data, which is derived from a June survey of 1,002 brokerage clients and conducted by Honeycomb Strategy, concluded that getting the right loan was the main draw for […]]]>

The vast majority of Australians consider the expertise of brokers to be necessary to get the right loan, according to new figures released by Mortgage Choice.

The data, which is derived from a June survey of 1,002 brokerage clients and conducted by Honeycomb Strategy, concluded that getting the right loan was the main draw for the third-party channel.

According to results from Mortgage Choice, 83% of respondents said they were motivated to use brokers because “they have the expertise to find the right mortgage.”

More than half (55%) of these same respondents indicated that a broker’s ability to obtain a loan was a determining factor in using the space.

Additionally, 44 percent and 42 percent of respondents respectively said they were attracted to brokers because of their “deep industry knowledge” and how brokers “can do most of the work.”

However, brokers have also been singled out as key to securing the most value for borrowers. According to this latest Mortgage Choice survey, 71% of borrowers said they were motivated to use mortgages because the channel ultimately generated value.

Additionally, 53% said they would use a broker to guarantee the best rate, while 52% said brokers would give them access to the best deals.

Mortgage Choice Managing Director Anthony Waldron commented: “As people progress through the home buying journey there is a clear need to speak to someone knowledgeable about their options. of financing.

“Clients can be confident that a broker’s knowledge and we will find the right loan, while making the loan application a smooth and less stressful experience.”

However, the same figures also suggest that brokers were essential for borrowers to refinance their homes. Of the 651 respondents who had ever used a broker for refinancing, 71% said they had always relied on the third-party channel.

A separate survey commissioned earlier this year by Mortgage Choice found that less than one in four borrowers felt confident navigating a home loan refinance.

“It highlights the sticky nature of the broker-client relationship, and why being able to meet client needs at every stage will go a long way to building long-term client loyalty,” Waldron said of this latest refinance data. .

“It is crucial that aggregators provide ongoing support and training to build the capacity of their brokers so they can continue to meet borrower expectations.”

[Related: Borrower hesitance to refinance presents opportunity for brokers]

The expertise of the key broker to obtain the right loan: Mortgage Choice



TheAdviser Logo


Last update: August 17, 2022

Posted: August 18, 2022




Sam Nichols

AUTHOR

Sam Nichols is a journalist at The Adviser and Mortgage Business.

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Federal Home Loan Mortgage (OTCMKTS:FMCC) Stock Price Breaks Below the 200-Day Moving Average of $0.70 https://tedxyouthcaltech.com/federal-home-loan-mortgage-otcmktsfmcc-stock-price-breaks-below-the-200-day-moving-average-of-0-70/ Wed, 17 Aug 2022 07:47:17 +0000 https://tedxyouthcaltech.com/federal-home-loan-mortgage-otcmktsfmcc-stock-price-breaks-below-the-200-day-moving-average-of-0-70/ Shares of Federal Home Loan Mortgage Co. (OTCMKTS: FMCC – Get a rating) broke below its 200-day moving average during Tuesday’s session. The stock has a 200-day moving average of $0.70 and is trading as low as $0.61. Federal Home Loan Mortgage shares last traded at $0.62, with volume at 508,706 shares. Federal mortgage on […]]]>

Shares of Federal Home Loan Mortgage Co. (OTCMKTS: FMCCGet a rating) broke below its 200-day moving average during Tuesday’s session. The stock has a 200-day moving average of $0.70 and is trading as low as $0.61. Federal Home Loan Mortgage shares last traded at $0.62, with volume at 508,706 shares.

Federal mortgage on home loans trades down 1.0%

The company’s fifty-day moving average price is $0.55 and its 200-day moving average price is $0.70. The company has a market capitalization of $399.79 million, a price-earnings ratio of 8.79 and a beta of 2.24.

Federal Mortgage Loan (OTCMKTS: FMCCGet a rating) last announced its results on Thursday, July 28. The company reported EPS of $0.02 for the quarter. The company had revenue of $5.40 billion for the quarter. Federal Home Loan Mortgage had a net margin of 15.16% and a negative return on equity of 20.91%.

About the Federal Mortgage

(Get a rating)

Federal Home Loan Mortgage Corporation operates in the secondary mortgage market in the United States. The Company purchases single-family and multi-family residential mortgages issued by lenders, and invests in mortgages and mortgage-related securities. It operates through two segments, single-family and multi-family.

Featured articles



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Federal Home Loan Mortgage (OTCMKTS:FMCC) stock crosses above the 50-day moving average of $0.56 https://tedxyouthcaltech.com/federal-home-loan-mortgage-otcmktsfmcc-stock-crosses-above-the-50-day-moving-average-of-0-56/ Tue, 09 Aug 2022 08:51:39 +0000 https://tedxyouthcaltech.com/federal-home-loan-mortgage-otcmktsfmcc-stock-crosses-above-the-50-day-moving-average-of-0-56/ Federal Home Loan Mortgage Co. (OTCMKTS: FMCC – Get a rating) the stock rose above its fifty-day moving average during Monday’s trading. The stock has a fifty-day moving average of $0.56 and is trading as low as $0.64. Federal Home Loan Mortgage shares last traded at $0.63, with volume at 826,259 shares. Federal mortgage price […]]]>

Federal Home Loan Mortgage Co. (OTCMKTS: FMCCGet a rating) the stock rose above its fifty-day moving average during Monday’s trading. The stock has a fifty-day moving average of $0.56 and is trading as low as $0.64. Federal Home Loan Mortgage shares last traded at $0.63, with volume at 826,259 shares.

Federal mortgage price performance

The company’s fifty-day simple moving average is $0.56 and its two-hundred-day simple moving average is $0.71. The stock has a market capitalization of $407.59 million, a price-earnings ratio of 8.96 and a beta of 2.24.

About the Federal Mortgage

(Get a rating)

Federal Home Loan Mortgage Corporation operates in the secondary mortgage market in the United States. The Company purchases single-family and multi-family residential mortgages issued by lenders, and invests in mortgages and mortgage-related securities. It operates through two segments, single-family and multi-family.

Read more



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FEDERAL HOME LOAN MORTGAGE CORP: Amendments to Articles or Rules; Change of fiscal year, financial statements and supporting documents (Form 8-K) https://tedxyouthcaltech.com/federal-home-loan-mortgage-corp-amendments-to-articles-or-rules-change-of-fiscal-year-financial-statements-and-supporting-documents-form-8-k/ Tue, 02 Aug 2022 21:30:09 +0000 https://tedxyouthcaltech.com/federal-home-loan-mortgage-corp-amendments-to-articles-or-rules-change-of-fiscal-year-financial-statements-and-supporting-documents-form-8-k/ Item 5.03. Amendments to Articles of Incorporation or Bylaws; Change of fiscal year. Efficient July 28, 2022the statutes of Freddie Mac (formerly known as Federal Mortgage Corporation on Home Loans) have been changed. The changes to the bylaws are summarized below: • Section 3.3 has been revised to no longer require a notice of meeting […]]]>

Item 5.03. Amendments to Articles of Incorporation or Bylaws; Change of fiscal year.

Efficient July 28, 2022the statutes of Freddie Mac (formerly known as
Federal Mortgage Corporation on Home Loans) have been changed. The changes to the bylaws are summarized below:

• Section 3.3 has been revised to no longer require a notice of meeting for a shareholder for whom (a) notice of two consecutive annual meetings and all notices of meetings in between, or (b) all notices within 12 months, were returned undeliverable or could not be delivered.

•Section 3.6 has been revised to allow for an entirely virtual annual meeting.


•Section 6.1 was revised to increase the number of days prior written notice is
required by a shareholder who wishes to inspect corporate records from five to
10.

• Sections 8.1 have been revised to prohibit compensation for any violation of securities laws.

In addition, various ministerial changes have been made in the regulations to update certain titles of directors and officers.


The preceding summary description of the amendments is qualified in its entirety
by reference to the full text of the amendments, as included in the amended and
restated Bylaws. A copy of the company's amended and restated Bylaws, which has
been marked to show all amendments as compared with the prior version of the
company's Bylaws, is included as Exhibit 3.1 to this Current Report on Form 8-K,
and is incorporated into this Item 5.03 by reference.


Item 9.01. Financial statements and supporting documents.


(d) Exhibits.
The exhibits listed in the Exhibit Index below are being submitted with this
report.

Exhibit Number                Description of Exhibit

         3.1                    Bylaws of the Federal Home Loan Mortgage

Company, as amended and updated

                              July 28, 2022, marked to show all amendments 

compared to the previous version of

                              Freddie Mac's Bylaws
         104                  Cover Page Interactive Data File (embedded 

in the Inline XBRL document)

_________________________________________________________________________________________________________

Form Freddie Mac 8-K

————————————————– ——————————

© Edgar Online, source Previews

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Federal Home Mortgage (OTCMKTS:FMCC) shares drop below the 200-day moving average of $0.72 https://tedxyouthcaltech.com/federal-home-mortgage-otcmktsfmcc-shares-drop-below-the-200-day-moving-average-of-0-72/ Sat, 30 Jul 2022 07:55:43 +0000 https://tedxyouthcaltech.com/federal-home-mortgage-otcmktsfmcc-shares-drop-below-the-200-day-moving-average-of-0-72/ Federal Home Loan Mortgage Co. (OTCMKTS: FMCC – Get a rating) the stock price fell below its 200-day moving average during Friday’s session. The stock has a 200-day moving average of $0.72 and is trading as low as $0.55. Federal Home Loan Mortgage shares last traded at $0.55, with volume at 1,357,742 shares. Performance of […]]]>

Federal Home Loan Mortgage Co. (OTCMKTS: FMCCGet a rating) the stock price fell below its 200-day moving average during Friday’s session. The stock has a 200-day moving average of $0.72 and is trading as low as $0.55. Federal Home Loan Mortgage shares last traded at $0.55, with volume at 1,357,742 shares.

Performance of Federal Mortgage Stocks on Home Loans

The company has a market capitalization of $359.29 million, a PE ratio of 7.90 and a beta of 2.17. The stock has a 50-day moving average price of $0.58 and a 200-day moving average price of $0.72.

Federal Mortgage Loan (OTCMKTS: FMCCGet a rating) last released its quarterly results on Thursday, April 28. The company reported earnings per share of $0.04 for the quarter. The company had revenue of $5.85 billion in the quarter. Federal Home Loan Mortgage had a negative return on equity of 21.94% and a net margin of 17.69%.

Federal Home Mortgage Corporation Profile

(Get a rating)

Federal Home Loan Mortgage Corporation operates in the secondary mortgage market in the United States. The Company purchases single-family and multi-family residential mortgages issued by lenders, and invests in mortgages and mortgage-related securities. It operates through two segments, single-family and multi-family.

Further reading



Get news and reviews for Federal Home Loan Mortgage Daily – Enter your email address below to receive a concise daily summary of the latest news and analyst ratings for Federal Home Loan Mortgage and related companies with MarketBeat.com’s FREE daily newsletter.

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Why should you read financial news to find a cheap mortgage? https://tedxyouthcaltech.com/why-should-you-read-financial-news-to-find-a-cheap-mortgage/ Fri, 29 Jul 2022 06:36:30 +0000 https://tedxyouthcaltech.com/why-should-you-read-financial-news-to-find-a-cheap-mortgage/ Posted on July 29, 2022 If you’re about to buy a house or a car, you might think your options are limited. In truth, there is lots of lenders out there who can grant you a loan at an affordable rate. With the right amount of research, finding the best loan isn’t too difficult. If […]]]>

Posted on July 29, 2022

If you’re about to buy a house or a car, you might think your options are limited. In truth, there is lots of lenders out there who can grant you a loan at an affordable rate. With the right amount of research, finding the best loan isn’t too difficult.

If you used a Usda Loan Mortgage Calculator | Fairly funded mortgage and decided to go with a budget to lend a mortgage then you should watch some financial news because it is full of educational and informative articles related to financial markets and institutions.

Let’s see why reading financial news is beneficial when it comes to getting the best possible loan.

You can Read more about the different types of loans

The first thing to do if you are trying to find a cheap loan is to research different types of loans. If you are interested in a mortgage loan, for example, you can read more about the different types of mortgage loans. It’s also a good idea to learn more about other types of loanstoo.

For example, if you are interested in a car or personal loan, you can find out about the different types of personal loans. This can help you identify the type of loan that would work best for you and your financial situation.

You will be aware of the current interest rates

Another important aspect of finding a cheap loan is to keep an eye on current interest rates. If rates go up, you may find it harder to get a loan, as some lenders may charge you more.

You can use financial news to keep an eye on interest rates and see if they are rising or falling. If rates go up, you might want to apply for a loan before it gets more difficult.

You will know who are the best lenders

Financial news can also help you identify lenders with the best loans. Some lenders are better than others, and you can use financial news to know which lenders are the best. You can also use financial news to find out which lenders offer the best interest rates.

If you know which lenders offer cheap loans, you can shop around and compare rates before deciding which lender to go with. It may help you save money on interest and make your loan more affordable.

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Federal Home Mortgage (OTCMKTS:FMCC) shares drop below the 200-day moving average of $0.73 https://tedxyouthcaltech.com/federal-home-mortgage-otcmktsfmcc-shares-drop-below-the-200-day-moving-average-of-0-73/ Fri, 22 Jul 2022 07:17:44 +0000 https://tedxyouthcaltech.com/federal-home-mortgage-otcmktsfmcc-shares-drop-below-the-200-day-moving-average-of-0-73/ Federal Home Loan Mortgage Co. (OTCMKTS: FMCC – Get a rating) broke below its 200-day moving average during Thursday’s session. The stock has a two hundred day moving average of $0.73 and is trading as low as $0.62. Federal Home Loan Mortgage shares last traded at $0.63, with volume of 855,248 shares changing hands. Performance […]]]>

Federal Home Loan Mortgage Co. (OTCMKTS: FMCCGet a rating) broke below its 200-day moving average during Thursday’s session. The stock has a two hundred day moving average of $0.73 and is trading as low as $0.62. Federal Home Loan Mortgage shares last traded at $0.63, with volume of 855,248 shares changing hands.

Performance of Federal Mortgage Stocks on Home Loans

The stock’s 50-day moving average is $0.59 and its 200-day moving average is $0.73. The stock has a market capitalization of $408.04 million, a PE ratio of 8.97 and a beta of 2.17.

Federal Mortgage Loan (OTCMKTS: FMCCGet a rating) last released its quarterly earnings data on Thursday, April 28. The company reported earnings per share (EPS) of $0.04 for the quarter. Federal Home Loan Mortgage had a net margin of 17.69% and a negative return on equity of 21.94%. The company posted revenue of $5.85 billion for the quarter.

Federal Home Mortgage Corporation Profile

(Get a rating)

Federal Home Loan Mortgage Corporation operates in the secondary mortgage market in the United States. The Company purchases single-family and multi-family residential mortgages issued by lenders, and invests in mortgages and mortgage-related securities. It operates through two segments, single-family and multi-family.

See also



Get news and reviews for Federal Home Loan Mortgage Daily – Enter your email address below to receive a concise daily summary of the latest news and analyst ratings for Federal Home Loan Mortgage and related companies with MarketBeat.com’s FREE daily newsletter.

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Federal Home Loan Mortgage (OTCMKTS:FMCC) Stock Price Breaks Below 200-Day Moving Average of $0.74 https://tedxyouthcaltech.com/federal-home-loan-mortgage-otcmktsfmcc-stock-price-breaks-below-200-day-moving-average-of-0-74/ Thu, 14 Jul 2022 13:18:57 +0000 https://tedxyouthcaltech.com/federal-home-loan-mortgage-otcmktsfmcc-stock-price-breaks-below-200-day-moving-average-of-0-74/ Federal Home Loan Mortgage Co. (OTCMKTS: FMCC – Get a rating) shares fell below its 200-day moving average during Wednesday’s session. The stock has a two hundred day moving average of $0.74 and is trading as low as $0.44. Federal Home Loan Mortgage shares last traded at $0.47, with volume at 1,697,282 shares. The stock’s […]]]>

Federal Home Loan Mortgage Co. (OTCMKTS: FMCCGet a rating) shares fell below its 200-day moving average during Wednesday’s session. The stock has a two hundred day moving average of $0.74 and is trading as low as $0.44. Federal Home Loan Mortgage shares last traded at $0.47, with volume at 1,697,282 shares.

The stock’s fifty-day simple moving average is $0.60 and its 200-day simple moving average is $0.74. The stock has a market capitalization of $302.60 million, a PE ratio of 6.65 and a beta of 2.17.

Federal Mortgage Loan (OTCMKTS: FMCCGet a rating) last reported quarterly earnings data on Thursday, April 28. The company reported earnings per share (EPS) of $0.04 for the quarter. Federal Home Loan Mortgage had a negative return on equity of 21.94% and a net margin of 17.69%. The company posted revenue of $5.85 billion for the quarter.

About the Federal Mortgage (OTCMKTS: FMCC)

Federal Home Loan Mortgage Corporation operates in the secondary mortgage market in the United States. The Company purchases single-family and multi-family residential mortgages issued by lenders, and invests in mortgages and mortgage-related securities. It operates through two segments, single-family and multi-family.

Further reading



Get news and reviews for Federal Home Loan Mortgage Daily – Enter your email address below to receive a concise daily summary of the latest news and analyst ratings for Federal Home Loan Mortgage and related companies with MarketBeat.com’s FREE daily newsletter.

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